Irs Life Expectancy Table 2024 Inherited Ira. The irs provides tables that show you which life expectancy numbers to use based on your age and if you are sharing your rmd with a spouse. The irs uses three life expectancy tables for various rmd situations, but the one that applies to inherited iras is called table i (single life expectancy).

Don’t use the table above if your spouse is the sole beneficiary of your ira and is more than 10 years younger than you. Reduce beginning life expectancy by 1 for each subsequent year;